The ClickBank E-Commerce Solution can offer you multiple solutions for
Your e-commerce business. Here are some of the
Advantages of using ClickBank.

1. Accept Credit Cards Without a Merchant Account

If your product is downloadable (such as electronic
Books or software), ClickBank may be an excellent
Solution for you. For a $ 49.95 initial fee, you can
Process credit cards and on-line checks for $ 1.00
Per transaction plus 7.5% of sales.

2. Start Your Own Affiliate Program

With ClickBank, you have your own built-in affiliate
Program. You decide what commission (from 1% to 75%)
You would like to pay your affiliates.

To learn more about, visit

3. Receive Free Advertising

You receive additional exposure through free listing
On the ClickBank website and through the search
Facilities of other websites, such as

To learn more about, visit

4. Obtain Referral Commissions

Even without applying for ClickBank credit card
Processing, you can earn referral agreements on
Thousands of ClickBank Marketplace products.

To learn more about ClickBank Marketplace, visit

5. Eliminate Sales Tax Problems

Are you registered for Value Added Tax (VAT) for
Online transactions for European Union (EU)
Countries since July 1, 2003?

Are you collecting the appropriate state or
Provincial sales taxes?

If you are a Canadian, are you aware of your
Obligation to collect Goods and Services Tax (GST)
And Harmonized Sales Tax (HST) on Internet

Again, ClickBank may be your solution. ClickBank
Is registered for EU purposes and adds the
Appropriate VAT to each transaction.

As well, to deal with ClickBank, you must agree to
Sell ​​your product to them. ClickBank then resells
Your product to their customers. Thus, ClickBank
Becomes the retailer responsible for collecting
Sales taxes – not you. Obviously, ClickBank will
Not be subject to sales taxes in most jurisdictions.

Since ClickBank is located in the United States and
Can only sell or use the products it sells from
There, it would appear that Canadian GST and
HST would not be applicable to them.

Of course, this is not legal advice. To determine
Your liability for sales and similar taxes, consult
Your lawyer and accountant.

To read more about sales taxes on Internet
Transactions, visit

Considering its many advantages, ClickBank may well
Be your e-commerce solution!

Real Estate Deposit vs Down Payment

When you’re selling your home, you have to be familiar with related real-estate lingo. You have to know the difference between a canopy and an awning; a mortgage and a loan; and most importantly, the difference between a deposit and a down payment.

Believe it or not, there are a lot of home sellers who think that deposits and down payments are one and the same, when in reality they are not.

A deposit is the money given or handed over to the owner when a buyer indicates a sincere desire to purchase the property being sold. It is a token amount that could be as small as a few hundred dollars, or as big as 5% of the total purchase price. The deposit can be returned when the transaction does not fall through for reasons beyond the control of the buyer, and can also be forfeited in favour of the seller. When the purchase pushes through, the deposit is credited to the buyer and forms part of his down payment.

A down payment or equity, on the other hand, can be considered as an initial payment on the property itself. It is given when the buyer has decided to actually purchase the house (unlike in deposit, where it is given when the buyer indicates a desire to buy the unit). The down payment is the total amount of money a buyer can give as a partial payment and is generally of a bigger value (10% of the total property cost, or more) than regular deposits.

It’s fairly easy to differentiate. Just remember that a deposit is smaller and, once the transaction pushes through, becomes part of the down payment. The total of these two, plus any outstanding balance, should be the agreed upon purchase price of the property.

Motor Insurance Quotes – Are Motor Insurance Quotes Legally Binding?

Q: Are the motor insurance quotes I receive from insurance companies binding? If so for how long?

A: The answer to that is yes and no. Let us explain. If you receive motor insurance quotes from an insurance company – then that is the price they are going to charge you. However, they are not legally bound to quote you the same price if you call them back three days later.

It is likely you will receive the same quote from the same company provided there were no incidents from when you first received the quote, but just because it is likely doesn’t mean that the company is bound to stand to by the earlier quote.

A good way to find out how long the quoted rate is good for is to ask the agent or representative who is giving you the quote. Be wary of a hard sell at this point however as the agent is going to realize you will be requesting quotes from other companies.

Motor insurance quotes are liable to change suddenly due to market changes, new insurance legislation, or a driving offense that may have occurred. To avoid this we recommend doing all of your insurance shopping over a one or two day span. This will ensure you get the price that was quoted to you.

Lastly, we strongly recommend that you take comparison shopping seriously when it comes to finding the best deal on auto insurance. While it may sound like common sense, there are many drivers who don’t take the time to compare quotes from different companies and end up overpaying for their coverage as a result.

Embedded DVR

In most surveillance operations using a DVR, the commonly used method is to link the DVR card to a computer containing the software. This has serious limitations in the event of a virus attack or power failure, because the surveillance system could have thrown off gear. In order to overcome these problems, a new type of DVR called the "embedded DVR" has been launched.

The embedded DVR works with very little or no help from the computer. It is a plug and play meaning that installation is very easy and recording can start as soon as the device is installed. Embedded DVRs can support 4-16 cameras, and a television screen can be added for viewing live pictures. Embedded DVRs provide all the features that come with computer based DVR systems including network support options that allow you to share the recorded data. The motion of the camera can be controlled based on motion and playback and search option are also available.

Embedded DVRs can be programmed to record at specific times. With an alarm facility available, fast detection of any intrusion can be detected. On integration with a web server, remote audio / video monitoring and recording is facilitated. Data storage is usually in MPEG format. If there is a problem with storage, a back up plan is activated where the data is written onto CD disks. Embedded DVRs also have remote storage facility meaning storage of information can be done at a location away from where the input device is located. This can minimize data pilferage or theft.

Embedded DVRs are now used extensively in the transport sector. Specifically developed embedded DVRs have in built features like impact resistance, shock & vibration resistance are now found in trucks, school and city buses, airport shuttles, cars, taxis, etc. These DVRs are compact and take inputs provided by camera located in different parts of the vehicle. It can also provide the driver with a view of the road and / or passengers at all times. In such a system, the storage device is often a replaceable hard disk drive. In some cases, a USB mobile hard disk enclosure is also provided. Use of DVRs in public and private transport devices can increase the security of passengers and cargo.

With enhanced emphasis on security, embedded DVRs have become an irreplaceable component of industrial and corporate security systems. In the near future, the embedded DVRs may find new applications many areas. The full potentials of this device are still to be realized and it may not be a surprise to see them used by everyday people for everyday living.